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John Karanja, CEO of Whive, describes PesaPay as a “payment gateway that targets small and medium enterprises.” I stopped by the Whive office in m:Lab today to see how PesaPay works.
In short, PesaPay leverages an Android application to parse text messages from Safaricom M-Pesa, which it then posts to the PesaPay server in order to authenticate e-commerce payments.
Since PesaPay only requires an individual M-Pesa account, small merchants can accept M-Pesa on their e-commerce sites without registering for a Pay Bill account.
To learn more about PesaPay, visit www.pesapay.com.
Ben Lyon, VP of Business Development (@bmlyon)
